Bruce Paterson

Financial Planner

01463 630631

Take a look at Bruce’s...

FCA register entry Statement of Professional Standing Qualifications

Qualifications

  • Diploma in Regulated Financial Planning

    This meets the FCA’s qualification requirements for retail investment advisers and helps candidates to develop core technical knowledge and financial planning capabilities.

  • AF1 Personal Tax and Trust Planning

    This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

  • CF1 UK Financial Services, Regulation, and Ethics

    This qualification develops an understanding of the financial services industry, including regulation and legislation.

  • J05 Pension Income Options

    At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

  • J10 Discretionary Investment Management

    At the end of this unit, candidates should be able to analyse and apply financial information and portfolio management skills.

  • J12 Securities Advice and Dealing

    This qualification develops knowledge and understanding of the features and risks of different securities, the structure and features of the securities market and relevant factors and considerations for appropriate investment recommendations.

  • R01 Financial Services, Regulation, and Ethics

    This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

  • R02 Investment Principles

    This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

  • R03 Personal Taxation

    This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

  • R04 Pensions and Retirement Planning

    This qualification assesses a knowledge and understanding of and ability to analyse pension and retirement planning issues.

  • R05 Financial Protection

    This qualification assesses a knowledge and understanding of and ability to analyse financial protection planning issues.

  • R06 Financial Planning Practice

    This qualification helps advisers develop and demonstrate their financial planning capabilities.

At work

Bruce joined the Achieve team in September 2018. He holds the Chartered Insurance Institute’s (CII) Diploma in Regulated Financial Planning, and is currently working towards Chartered status.

Bruce helps clients with personal financial planning, business financial planning, wealth management, and estate planning.

At Achieve, Bruce is involved in all parts of the business, and enjoys helping people to understand their own circumstances, make informed choices about their future, and improve their finances and lifestyles.

He also enjoys adapting the knowledge and skills gained from working with previous clients to the next client that comes along, and knowing he’s made a positive difference to clients’ lives.

Outside of work

Bruce grew up in Inverness, and acquired an MA in Philosophy from the University of Aberdeen.

He enjoys road cycling, running, hill walking, and exploring new places at home and abroad. Most importantly, he loves spending time with his girlfriend, often while doing one of the preceding activities!

Our team

There’s a wealth of experience and knowledge among the members of the Achieve team, and it’s at your disposal whenever you choose to work with us.

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When you’re ready, we’re here

We’d love to hear from you. Whether you’re ready to start planning or just have questions, take the first step and get in touch.

    Achieve Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Registered in Scotland: Registered Number SC367766. Should you wish to register a complaint, please write to or telephone James Sinclair using the information provided above. A summary of our complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 08000 234567.

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