About you...

Running a business

From protecting assets to planning your exit, we help business owners make smart financial decisions for the long run.

Achieving long-term success

Building a business is no small feat. Whether you’re planning for retirement, passing the business to the next generation, or ensuring your family’s future is secure, we’ll support you every step of the way.

Our approach focuses on both your business and personal finances, helping you make smart, tax-efficient decisions that safeguard your assets. We’ll work with you to create a tailored plan that protects what you’ve built, ensuring your legacy, wealth, and future are secure.

A big-picture view of your finances

Too many business owners have all their eggs in one basket. We’ll help you build personal wealth outside the confines of the company you’ve built, creating financial independence and reducing risk. So, whether you sell, step back, or keep going, you’ll have a secure foundation that gives you options.

Tax-smart profit extraction

You’ve built a successful business. Now it’s about making the most of what you’ve earned. We’ll help you extract profits in a tax-efficient way, using strategies like dividends, pension contributions, and allowances, so you can reap the rewards of your hard work without paying more than necessary.

Shielding yourself from unwanted surprises

The unexpected can disrupt even the best-run businesses. We’ll help you put in place protections such as shareholder agreements and key person assurance, so your enterprise remains resilient, no matter what. It’s about safeguarding your income, your people, and everything you’ve built, whatever the future holds.

The support you need to navigate the next step

Handing over the reins to the next generation can be emotional and complex. We’ll guide you through the process, alongside your other professional advisers, from managing tax implications to structuring the transition. With careful planning, you can step back with confidence, safe in the knowledge that your legacy is secure.

A simple process

Our approach breaks down financial planning into easy steps, providing a clear, straightforward route to help you achieve your goals.

Give me full details

1) Starting the conversation

2) Getting to know you

3) Understanding your plan

4) Preparing your recommendation

5) Implementing your plan

6) Reviewing your progress

See what clients have to say about us

We could just tell you how we help, but it’s better to hear it from the clients we have helped.

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Ian Beaton

Shaun Smith

    
 
 
      Posted on Google  
   
   Cat Lyall 
 7 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We’ve used Achieve for years, and with their invaluable advice, have achieved a retirement house and funds for retirement. Great, friendly staff
  
 
     Posted on Google  
   
   Laura Nicolson 
 17 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have been financially advised by James Sinclair of Achieve Financial Planning since 2009 when he set up as an independent adviser. My husband and I were advised initially when we retired and the service was excellent. James was always available to assist at any time with matters big or small. We meet up annually in person for a review which is always a happy occasion. When my husband died Bruce Paterson was very helpful with sorting out financial matters. I have no hesitation in recommending Achieve Financial Planning.
  
 
     Posted on Google  
   
   Peter Shaw 
 23 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We met Bruce for our annual planning meeting and as usual he was very professional and explained everything so we could understand it.
  
 
     Posted on Google  
   
   Sheila Campbell 
 27 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Achieve Financial Planning and in particular from Bruce Paterson.    Bruce is the ultimate professional and his advice is always clear, concise and easy to understand.    Can highly recommend them.
  
 
     Posted on Google  
   
   martin keyes 
 85 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very reliable and sound advice listenens to your needs with no pressure very friendly and reasonable priced
Bruce was very professional
  
 
     Posted on Google  
   
   Julie Pyke 
 105 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I approached Achieve Financial Planning with absolutely no idea of what I wanted to do with monies I had inherited and felt very insecure about investing.  I was immediately made to feel at ease and comfortable and I am confident in the advice given and the extensive knowledge staff have, making me feel secure with the investments made.  I would highly recommend Bruce Paterson and Achieve financial Planning as they are very supportive, keep you well informed and I look forward to their continued support in the future.