About you...

Already in retirement

Make the most of your golden years with a clear financial strategy. We’ll help ensure your money lasts as long as you need it to.

Start life’s next chapter

You’re settling into life after work, but now it’s important to ensure your finances continue supporting your lifestyle for the long term.

Retirement is your time to relax and pursue new dreams, whether that’s visiting the wonders of the world, spending more quality time with your loved ones, or helping your children or grandchildren onto the property ladder.

At Achieve, we understand that everyone’s retirement looks different. Whatever your vision, we’ll work with you to ensure your finances stay aligned with your big life plans, so you can embrace this exciting new milestone with confidence.

Shaping the retirement you want

Your priorities in retirement are personal to you. We help to structure your income and assets tax efficiently to support those priorities whether it is travelling, helping your family or leaving a legacy.

The money you need, when it’s needed

How and when you draw from pensions and investments affects how much tax you pay. We’ll help structure your withdrawals to reduce unnecessary tax, making your money go further. With the right approach, you can enjoy more of your wealth, without giving any more to HMRC than you need to.

For every stage of your retirement

Life in retirement isn’t static. Whether your priorities shift, you downsize, or simply face unexpected expenses, we’ll help you adjust your financial plan to stay on track. With regular reviews and proactive advice, your finances can flex as life changes, keeping you in control every step of the way.

Building an investment portfolio for all seasons

Successful investing is about taking on well-understood risks which are expected to generate positive returns over time. Choosing the right blend of “growth” & “defensive” assets along with extensive diversification and regular communication will help you on your investment journey.

A simple process

Our approach breaks down financial planning into easy steps, providing a clear, straightforward route to help you achieve your goals.

Give me full details

1) Starting the conversation

2) Getting to know you

3) Understanding your plan

4) Preparing your recommendation

5) Implementing your plan

6) Reviewing your progress

See what clients have to say about us

We could just tell you how we help, but it’s better to hear it from the clients we have helped.

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Ian Beaton

Shaun Smith

    
 
 
      Posted on Google  
   
   Cat Lyall 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We’ve used Achieve for years, and with their invaluable advice, have achieved a retirement house and funds for retirement. Great, friendly staff
  
 
     Posted on Google  
   
   Laura Nicolson 
 16 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have been financially advised by James Sinclair of Achieve Financial Planning since 2009 when he set up as an independent adviser. My husband and I were advised initially when we retired and the service was excellent. James was always available to assist at any time with matters big or small. We meet up annually in person for a review which is always a happy occasion. When my husband died Bruce Paterson was very helpful with sorting out financial matters. I have no hesitation in recommending Achieve Financial Planning.
  
 
     Posted on Google  
   
   Peter Shaw 
 22 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We met Bruce for our annual planning meeting and as usual he was very professional and explained everything so we could understand it.
  
 
     Posted on Google  
   
   Sheila Campbell 
 26 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Achieve Financial Planning and in particular from Bruce Paterson.    Bruce is the ultimate professional and his advice is always clear, concise and easy to understand.    Can highly recommend them.
  
 
     Posted on Google  
   
   martin keyes 
 84 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very reliable and sound advice listenens to your needs with no pressure very friendly and reasonable priced
Bruce was very professional
  
 
     Posted on Google  
   
   Julie Pyke 
 104 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I approached Achieve Financial Planning with absolutely no idea of what I wanted to do with monies I had inherited and felt very insecure about investing.  I was immediately made to feel at ease and comfortable and I am confident in the advice given and the extensive knowledge staff have, making me feel secure with the investments made.  I would highly recommend Bruce Paterson and Achieve financial Planning as they are very supportive, keep you well informed and I look forward to their continued support in the future.